Loans

Whether you’re starting a new business or expanding an existing one, we’re ready to help with financing. You can count on us!

• Operating loans
• Line of Credits
• Equipment purchase loans
• Commercial real estate loans – Long term fixed and variable
• Rural Adams Development Corp. equity funding assistance loans
• USDA guaranteed loans

We offer a wide variety of consumer loan products tailored to meet your needs with competitive rates and repayment terms tailored to your budget.

• New and used vehicle loans
• Home improvement loans
• Personal loans
• Residential real estate loans – North Adams State Bank NMLS #410468

RESTORE YOUR CREDIT

ID TheftSmart provides a full-service restoration, which means experienced, licensed investigators do the bulk of the work on your behalf. And, since one, dedicated investigator is assigned to your case, you won’t have to explain your situation over and over again.

Identity theft impacts more than just your credit-it can affect your driving record, employment history, criminal record and more. Your professional licensed investigator will perform non-credit-related searches and will work diligently to resolve disputes with local and national agencies and institutions such as the Department of Motor Vehicles, Social Security Administration, law enforcement personnel and more to restore your name to pre-theft status.

MONITOR YOUR CREDIT

You’ll be promptly notified by e-mail when your credit files show certain credit activity in your name that’s commonly associated with identity theft, such as applying for a new credit card or loan, a change of address, etc. If the transaction isn’t one you initiated, simply call ID TheftSmart toll-free and we’ll immediately put you in touch with a licensed investigator to find out what’s happening and correct the problem. We’ll even send you “no activity” notices when there’s been no activity in your credit file, so you always know your credit is closely monitored.

Contact the friendly staff at North Adams State Bank for further details.

Paying for College can be stressful. North Adams State Bank has partnered with College Ave Student Loans, a private student loan company, to provide financing options without the stress.

College Ave offers undergraduate, graduate, parent, and refinance loans. Whether you’re a college student, college graduate or the parent of a college student, we’ll help you find the best loan with a 3- minute application, instant credit decision and no fees to apply.  Please click the link to learn more.